PM Surya Ghar Muft Bijli Yojana 2026 - Complete Guide for Indian Homeowners

Ravi Sharma

By Ravi Sharma

Solar Policy Analyst

June 2026

PM Surya Ghar Muft Bijli Yojana 2026  -  Complete Guide for Indian Homeowners

PM Surya Ghar Muft Bijli Yojana is India's largest residential rooftop solar scheme, launched in February 2024 by Prime Minister Narendra Modi. The scheme aims to install solar panels on 1 crore homes across India, enabling families to generate their own electricity and receive up to 300 units of free power every month.

What is PM Surya Ghar Muft Bijli Yojana?

PM Surya Ghar Yojana provides Indian homeowners with direct financial subsidies to install rooftop solar panels. The government has allocated ₹75,021 crore for the scheme, making it one of the largest clean energy investments in Indian history.

Under the scheme, homes can generate solar power for free daily consumption and sell surplus electricity back to the grid through net metering - effectively receiving credit on their electricity bill.

Subsidy Amounts Under PM Surya Ghar Yojana (2026)

  • 1 kW system: ₹30,000 central subsidy
  • 2 kW system: ₹60,000 central subsidy
  • 3 kW and above: ₹78,000 central subsidy (maximum)

The subsidy is transferred directly to your bank account (DBT - Direct Benefit Transfer) within 30 days of your DISCOM completing inspection. You do not receive it in cash at the time of purchase.

Who is Eligible?

  • Indian resident with a domestic electricity connection
  • Valid Aadhaar card linked to your bank account
  • Suitable rooftop (minimum 100 sq. ft. shadow-free area for 1kW)
  • Electricity bill in your name (or registered family member)
  • Scheme is for residential use only - commercial consumers are not eligible

How to Apply Online (Step by Step)

  1. Visit pmsuryaghar.gov.in and click "Apply for Rooftop Solar"
  2. Register with your state, DISCOM, and electricity consumer number
  3. Fill in personal details and Aadhaar number
  4. Submit rooftop solar application with desired system capacity
  5. Receive a feasibility letter from your DISCOM within 30 days
  6. Choose an MNRE-empanelled vendor (like Sunwize) for installation
  7. Installation is completed in 2–5 days
  8. DISCOM conducts net meter inspection within 30 days
  9. After approval, subsidy amount is credited directly to your bank account

PM Surya Ghar Yojana in Uttar Pradesh

In UP, the scheme is implemented through UPPCL (Uttar Pradesh Power Corporation Limited) and local DISCOMs including LESCO (Lucknow), PVVNL (Pashchimanchal), MVVNL (Madhyanchal), and others. Lucknow-based applicants apply through LESCO, which has an active team processing net metering connections.

UP also has its own UPNEDA Solar Policy which may offer additional state-level benefits over and above the central subsidy - making UP one of the best states in India to go solar in 2026.

How Much Can You Save?

A family using 300 units per month with a 3kW system could eliminate their electricity bill entirely. With UP residential rates now at ₹7–9/unit in 2026, that's ₹2,100–₹2,700 saved every month, or ₹25,200–₹32,400 per year. Over 25 years, total savings can exceed ₹9 lakh - from an investment that costs just ₹1,07,000 after subsidy at today's prices.

Why Act Now?

The PM Surya Ghar scheme has seen overwhelming demand - over 2.8 crore registrations as of mid-2026. Subsidy funds are allocated state-wise and can be exhausted. Applying early ensures you lock in the current subsidy rates before any policy revision.

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